How to break the ice (or not) with Mr. Hero

Mr. Hero and S are on YM (They are married for over 12 years and have 2 kids. You get the picture...)
Around 10AM
S: Hey, how is it going?

Around 2 PM:
S: Are you there?

3 o'clock, 0 minutes and 0 seconds:
S: Are we contributing enough to our 401Ks?

3 o'clock, 0 minutes and 1 seconds:
Mr. Hero: Yes, we are doing maximum allowed. Why?

S: Just wanted to see what kind of questions you reply back to immediately..
S: We need to move out of this place. What do you think?
S: ??
S: This is Houston..Do you read me?
Mr. Hero: Busy. Can we talk in the eve?
S: evening of which day and which year?

I think you got enough tips on how to talk (or not) to Mr. Hero when you run into him next time..Over and out..